MEDICAID PLANNING LAWYERS SERVING VIRGINIA, MARYLAND, D.C., COLORADO AND CALIFORNIA
One of the largest costs associated with getting older is nursing home care or in-home assistance. To make matters worse, it is an expense most Americans are not prepared to pay for. Some people mistakenly believe that Medicare will pay for long-term care costs. Not true. Medicare expressly excludes long-term nursing home care as a covered expenses. Some people purchase long-term care insurance, which is smart. Nevertheless, a policy is extremely expensive and may not cover all of the care you might need. One of the few public programs that can help with long-term care costs is Medicaid.
Medicaid is the joint federal and state public assistance program that may help cover some of the following expenses:
- Nursing home care – Provided in a licensed facility that offers general nursing care for people who have a chronic illness or cannot take care of their own daily living needs.
- Community-based care – Designed to help people live in their homes independently, these services include adult day programs, meal delivery, and transportation services.
- Personal care – Getting help with bathing, dressing, eating and using the bathroom.